Link – Climate resilience-linked insurance renewal

Link invested HK$5 million in flood-resilience measures and engaged 22 insurers through a resilience-focused roadshow. A Sustainability-Linked Insurance model developed with AXA demonstrated a 10–20% potential reduction in flood losses. In 2025, Link achieved an 11.7% premium reduction, doubled water-damage sub-limits, secured two-year coverage, and negotiated an additional 7.5% performance-linked discount. Despite severe weather in 2025, claims decreased by 66% compared with 2023.