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Physical risk assessment of an office building with high exposure to water risk - Real I.S. Group case study

Physical risk assessment of an office building with high exposure to water risk - Real I.S. Group case study  

Published on 09 Dec 2025

Real I.S. assessed the physical climate risks of an office building in Hamburg, located directly on the Elbe River - an area exposed to sea level rise and flooding. Using MunichRe’s Location Risk Intelligence tool and a detailed vulnerability assessment, the team evaluated how potential flood events could impact the building’s structure, systems and usability. Despite the high risk at the location, built-in protection systems such as dam barriers, flood protection doors, sealed windows and pumps resulted in a very low vulnerability rating, demonstrating strong asset-level resilience.